Credit Cards
Alert your credit card company that you’re traveling internationally. Most places in Cuba do not yet accept American credit cards. But if you’re lucky, you may find a state-owned souvenir shop that does, so bring your credit card just in case.
In some cases you can purchase items at the airport with American credit cards (depending on the day!). Canadian credit cards are more widely accepted in Cuba.
ATMs
There are no ATM’s, so you’ll want to bring some cash for your trip, mainly for tipping.
Currency
Currency is confusing in Cuba. In 2020 Cuba consolidated two national currencies down to one — the Cuban Peso (CUP). Currently the conversion rate is about 400 pesos to 1 US dollar.
USD & EUROS are the most useful currencies. Either work well. Bring crisp, new bills. $20s, $50s and $100s and some $1s
It’s good to exchange some small amounts of USD/EUR into CUP if you plan to eat out on your own at privately owned restaurant paladars. If the bill total shows in USD, EUR and CUP, The Cuban pesos are usually the lowest/best currency to pay in. You’re better off to exchange USD for CUP a little at a time because you won’t find much value to exchange it back later at the end of your trip.
If you pay for something in USD — you will most likely get CUP in exchange. That’s why it’s helpful to bring smaller denominations of USD or EUR. Also small bills are great for tipping.
Moneda Libremente Convertible/Freely Convertible Money (MLC) Cards
During Covid, the government also introduced the MLC card (Moneda Libremente Convertible /Freely Convertible Money). This is essentially a state owned, pre-paid debit card.
MLC is the main form of payment accepted in government owned stores like groceries which tend to have high priced supplies, etc. You can buy a card & load it at any local Cadeca in denominations of $50-1,000.
Many times you cannot get a refund for an unused amount. You can get by without it — not worth it to purchase goods from state owned stores (at higher prices) which are typically more stocked than other stores.
The MLC is available at the airport. However, since your trip is prepaid to include your accommodations, transfers, meals & diving, you really don’t need this. It’s just helpful to know and understand as you’re traveling.
Tipping Policy
TIPS ARE NOT INCLUDED. Tipping is essential — it’s how the Cubans survive. It’s your way to directly benefit and give support to the citizens of Cuba!
Tip often, but discreetly. Also remember to tip local guides & dive staff. This is a time to be generous if you are able and feel called to do so.
Tip maids often (a $1-2 a day with a nice note will really make their day especially with a piece of chocolate/candy/pens or other little gifts. They LOVE hand written notes).
It’s better to make small tips each day because the staff can change and will not always be the same people as when you arrived. It’s nice to tip your B&B maid/owner too, but not expected. Something small like $10 for the stay (at the end).
Estimate about $10/dive.
At the resort it’s customary to leave a dollar or two on the table during meals for the restaurant staff to share.
Keeping Valuables Safe
ALWAYS keep your valuables in the safety deposit boxes usually available in the rooms.
Related
Explore more hidden gems and can’t-miss experiences from this region of Cuba.
Clearing Customs
Boarding Pass
Customs Declaration Form
Visas and QR Codes